I use Commerce and I love them! I've been a Citibank and an HSBC customer in the past and I think I like Commerce the most. :borat:
Here's a couple of tips:
1- If you're near a Duane Reade, their ATMs are run by Chase and only charge 99 cents.
2- If you're near a McDonald's, I believe they now have "surcharge free" ATMs --I think your bank has to be part of the AFCU (Actor's Federal Credit Union http://www.actorsfcu.com/nyc-atm.html). I'm not sure how to find out if it's free for you or not but it should probably say so when you try to withdraw your money. They've never charged me, so Commerce is good for them.
I had a Totally Free Checking account which was free for 1 year and then $15 a month afterwards if my daily balance goes below $100.
I really love their hours & their being open on weekends (including Sundays!). They're always friendly no matter which branch I go into, and their pens have blue ink!! (blue rules, black drools! :lol:) And free lollipops! How can you go wrong with these guys?
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